ADH 15.04a 14 Accidental Damage (optional extra) Your policy schedule will show if you have chosen this sections. 13. Accidental Damage We will pay for Accidental Damage or loss of c ontents while they are in the home . 14. Domestic heating oil We will pay up to the limit for any one claim for accidental loss of domestic heating oil. Limit – please refer to your schedule 15. Metered water We will pay up to the limit for any one claim for accidental loss of metered water. Limit – please refer to your schedule Accidental damage or loss: a) by mechanical or electrical breakdown or failure; b) arising from the cost of remaking any film, disc or tape or the value of any information contained on it; c) caused by or in the process of cleaning, maintenance, repair, dismantling, restoring, altering, dyeing or washing; d) by chewing, scratching, tearing or fouling by your domestic pets; e) caused by insects or vermin ; f) to food, drink or plants; g) specifically covered under contents causes 1- 11 h) to computers or computer equipment by: i) accidental loss or mislaying or misfiling of documents or records; ii) viruses; iii) contamination; i) arising from depreciation in value or other loss, damage or additional expense following on from the event for which you are claiming, e.g. loss of earnings following your bodily injury or illness; j) while the home is unoccupied or unfurnished . Loss or damage: • while your home is unoccupied or unfurnished • resulting from a deliberate act by you, your family or the utility supplier Loss or damage: • while your home is unoccupied or unfurnished • resulting from a deliberate act by you, your family or the utility supplier