ADH 15.04a 16 6. Subsidence or ground heave of the site on which the building s stand or landslip 7. Malicious acts or vandalism 8. Riot, civil commotion, strikes, labour and political disturbances. 9. Collision by aircraft, aerial devices, road or rail vehicles (or anything dropped from them) or animal. 10. Fallen trees or branches 11. Breakage or collapse of radio or television aerials, satellite dishes, lamp posts, telegraph poles, electricity pylons or overhead cables. Loss or damage: • to boundary and garden walls, gates, hedges and fences, paths and drives, patios, tennis hard courts and swimming pools unless the home has been damaged at the same time by the same cause; • due to normal settlement , shrinkage or expansion; • resulting from construction, structural alteration, repair or demolition; • caused by coastal or river bank erosion; • arising from the use of defective materials, defective design, or poor or faulty workmanship. Loss or damage: • while your home is unoccupied or unfurnished . • caused by you, your family , your domestic staff, lodgers, paying guests or tenants, and any person that you or your family has allowed into the home. Loss or damage caused by your domestic pets. Loss or damage caused during tree felling, lopping or topping. The cost of removing fallen trees or branches . Loss or damage: • Caused by m echanical or electrical breakdown or failure; • caused by or in the process of cleaning, maintenance, repair or dismantling; • to equipment not in or attached to the b uildings.