ADH 15.04a 17 Personal Possessions (optional extra) Your policy schedule will show if you have chosen this section. What your policy covers: What your policy does not cover: Your p olicy schedule will show you the sums insured and limits under this s ection. Personal effects, valuables and money are included if they belong to you or your family or you or they are legally responsible for them and they are mainly used for private purposes. We will pay you up to the sum insured shown in your p olicy schedule for any one claim. The sum insured for this section is included within the c ontents cover limit and is not in addition to it. What is covered Loss or damage to personal effects, valuables and money belonging to you and your family when: 1. anywhere in Europe, Jordan, Madeira, the Canary and Mediterranean islands and those countries bordering the Mediterranean; or 2. anywhere in the world for up to 60 days during any period of insurance as shown in your schedule. 1. Excess – shown in schedule. 2. Items listed under the g eneral exclusions – see separate document – Essential Information. 3. Loss or damage: a) arising from the cost of remaking any film, disc or tape or the value of any information held on it. b) caused by, or in the process of, cleaning, maintenance, repair, dismantling, restoring, altering, dyeing or washing. c) caused by chewing, scratching, tearing or fouling by your domestic animals. d) caused by insects or vermin. e) caused by theft or attempted theft from an unattended motor vehicle unless the items are hidden from view in a boot or glove compartment , and all windows are closed and all doors, including the boot, are locked. f) to items not in the care, custody or control of you, or your family . g) caused by theft or attempted theft from an unlocked hotel room. h) arising from depreciation in value or other loss, damage or additional expense following on from the event for which you are claiming. i) by mechanical or electrical breakdown or failure. j) caused to a motorised vehicle or craft. k) to parts, accessories, tools and fitted radios, cassette players and compact disc players, MP3 and DVD players and satellite navigation systems for the things excluded in (j) above. l) to any property mainl y used for the purpose of business, trade, profession or employment. m) to plants or any living creature. n) to documents. o) where property is obtained by any person using any form of payment which proves to be counterfeit, false, fraudulent, invalid, uncollectibl e, irrecoverable or irredeemable. p) specifically covered elsewhere in this p olicy.