ADH 15.04a 3 Buildings Insurance What your policy covers: What your policy does not cover: We will pay you up to the maximum buildings cover limit for any one claim under b uildings cover and the causes detailed in this section. Buildings cover Limit - please refer to your schedule. • Excess: shown in the schedule. • Items listed under ‘General Exclusions’. Refer to the Essential Information document. • The exclusions listed in this column. These exclusions relate to the corresponding cover identified in the left column. Cover What your policy covers: What your policy does not cover: Within your overall limit (unless a different limit or sub limit is highlighted) the following covers are included: 1. Architects fees / Debris clearance Following a valid claim for damage under buildings Causes below, we will also pay: • Architects, surveyors, consulting engineers and legal fees, but not fees for preparing a claim; • the cost of clearing debris from the site or demolishing or shoring up the buildings ; • the cost to comply with government or local authority requirements but not if the order predates the loss or damage. 2. Emergency services forced entry Loss or damage to the buildings caused when the fire, police or ambulance service has to force an entry to the buildings because of an emergency or perceived emergency involving you or your family .