ADH 15.04a 36 Bicycles Cover (optional extra) Your policy schedule will show if you have chosen this section. What your policy covers: Loss or damage to bicycles and their accessories anywhere in the World belonging to you. Limits – please refer to your schedule What your policy does not cover: Excess – shown in schedule. Loss or damage to: • tyres or accessories unless the b icycle is lost or damaged at the same time; • the bicycle whilst being used for racing, pace making or trials. Loss or damage caused by: • theft when the b icycle is unattended unless in a locked building or secured by a suitable locking device to a permanent structure or a motor vehicle; • customs or other officials confiscating or keeping hold of the b icycle; • cleaning, maintenance, repair, dismantling, altering or dying; • insects or vermin ; • mechanical or electrical breakdown or failure.