ADH 15.04a 37 Student Cover (optional extra) Your policy schedule will show if you have chosen this section. What your policy covers: Your policy provides cover for any of the following causes whilst your or your family’s contents are temporarily removed from the home to an occupied private dwelling, whilst a member of your family is attending college, university or boarding school: • storm or flood; • theft; • collision; • falling trees; • fire, explosion, lightning or earthquake; • malicious acts. Limits – please refer to your schedule What your policy does not cover: Excess – shown in schedule Loss or damage: • by t heft unless it involves forcible and violent entry to or exit from a building; • from a caravan mobile home or motor home; • outside the United Kingdom the Isle of Man or the Channel Islands by riot, civil commotion, strikes, labour and political disturbances or malicious persons; • to business equipment.