ADH 15.04a 48 Contract of Employment Daily Rate Employee Excess HM Revenue and Customs Full Enquiry Insurer Insured Incident Insured Period Legal Action(s) Maximum Amount Payable Standard Advisers’ Costs Territorial Limits We/Us/Our A contract of service, whether express or implied, and (if it is express) whether oral or in writing. An amount equal to 1/250 th of either of the following: • If You are employed, the average of the amounts shown on Your payslips from Your employer during the last 12 months (excluding bonus payments and overtime); or • If You are self -emplo yed, the monthly average of the income You declared to the Inland Revenue for the previous tax year An individual who has entered into or works under (or, where the employment has ceased, worked under) a Contract of Employment. The amount that You must pay towards the cost of any claim as stated below: - All sections: £50 where You appoint Our panel solicitor, or £500 where You do not appoint Our panel solicitor. The Excess shall be paid to and at the request of the Adviser. An extensive examination by HM Revenue & Customs under Section 9A of the Taxes Management Act 1970 into all aspects of Your PAYE income or gains. Inter Partner Assistance SA who are a wholly owned subsidiary of AXA Assistance SA and part of the worldwide AXA Group. The incident or the first of a series of incidents which may lead to a claim under this insurance. Only one Insured Incident shall be deemed to have arisen from all causes of action, incidents or events that are related by cause or time. One year from the inception or renewal date shown on Your insurance schedule. The pursuit or defence of civil legal cases for damages and/or injunctions, specific performance. The maximum payable in respect of an Insured Incident as shown on Your insurance schedule. The level of Advisers’ Costs that would normally be incurred in using a specialist panel solicitor or their agents. The European Union. Arc Legal Assistance Limited.