ADH 15.04a 51 Cover 5 – Employment Disputes What is insured: Standard Advisers’ Costs to pursue a Legal Action brought before an Employment Tribunal (or its equivalent in Scotland, Northern Ireland, the Channel Islands or the Isle of Man) against an employer or ex - employer for breach of Your Contract of Employment as an Employee. What is not insured: Claims: a) Where the breach of contract occurred within the first 90 days after You first purchased this insurance unless You have held equivalent cover with Us or another insurer continuously for a period of at least 90 days leading up to when the breach of contract first occurred b) For Standard Advisers’ Costs of any disciplinary investigatory or grievance procedure connected with Your Contract of Employment or the costs associated with any settlement agreement c) Where the breach of contract is alleged to have commenced or to have continued after termination of Your employment d) For an allegation of less favourable treatment between men and women in terms of pay and conditions of employment Cover 6 – Property Infringement What is insured : Costs to pursue a Legal Action for nuisance or trespass against the person or organisation infringing Your legal rights in relation to Your main home. What is not insured: Claims: a) Where the nuisance or trespass started within the first 180 days after You first purchased this insurance unless You have held equivalent cover with Us or another insurer continuously for a period of at least 180 days leading up to when the nuisance or trespass first started b) In respect of works undertaken or to be undertaken by or under the order of any government or public or local authority c) Directly o r indirectly arising from planning law d) Directly or indirectly arising from: i.) Subsidence meaning downward movement of the ground beneath buildings where the movement is unconnected with the weight of the building ii.) Heave meaning the upward or sideways movement of the site on which buildings are situated caused by swelling of the ground iii.) Land slip meaning downward movement of sloping ground iv.) Mining or quarrying