ADH 15.04a 8 6. Subsidence or ground heave of the site on which the building s stand or landslip 7. Malicious acts or vandalism 8. Riot, civil commotion, strikes, labour and political disturbances. 9. Collision by aircraft, aerial devices, road or rail vehicles (or anything dropped from them) or animal s. 10. Fallen trees or branches 11. Breakage or collapse of aerials, satellite dishes telegraph poles or electricity pylons Loss or damage: • to boundary and garden walls, gates, hedges and fences, paths and drives, patios, tennis hard court s and swimming pools unless the home has been damaged at the same time by the same cause; • due to normal settlement , shrinkage or expansion; • to or as a result of movement of solid floor slabs and non load bearing walls, unless the foundations beneath the external walls of the home are damaged at the same time by the same cause; • resulting from construction, structural alteration, repair or demolition; • caused by coastal or river bank erosion; • arising from th e use of defective materials, defective design or faulty workmanship Loss or damage: • while your home is unoccupied or unfurnished • caused by you, your family , your domestic staff, lodgers, paying guests or tenants , and any person that you or your family has allowed into the home. Loss or damage caused by your domestic pets. Loss or damage caused during tree felling, lopping or topping. The cost of removing fallen trees or branches that have not caused damage to the buildings . Loss or damage to the aerial or satellite dish unless you are covered under contents cause 11.