ADH 15.04a 11 7. Contents in the garden We will pay you up to the limit for any one claim for loss or damage by the causes outlined below to contents (including plants, bushes, shrubs and trees) when in the open within the boundaries of the land belonging to the home. 8. Alternative accommodation We will pay you up to the limit for any one claim for the reasonable cost of alternative accommodation for you, your family and your domestic pets when your home cannot be lived in due to loss or damage covered by this policy . We will also provide cover for loss or damage by the contents causes listed below to contents temporarily removed from your home to the alternative accommodation where you, your family and your domestic pets are residing. Limit – please refer to your schedule 9. Frozen Foods We will pay for loss or damage to food in the fridge or freezer which is made inedible by: • A change in the temperature or contamination by refrigerant or refrigerant fumes; The fridge or freezer must be in the home and owned by or the responsibility of you or your family . 10. Liability to domestic staff We will pay up to the limit for any one claim or series of claims arising from any one event or one source or original cause that you or your family become legally liable to pay as compensation ( which includes costs and expenses agreed by us in writing) for death, bodily injury or illness of any domestic staff within the United Kingdom. Limit – please refer to your schedule Loss or damage: • to valuables, money, business equipment and bicycles; • while the home is unoccupied or unfurnished. Loss or damage: • by theft unless it involves forcible and violent entry to or exit from a building; • from a caravan mobile home or motor home; • outside the United Kingdom, the Isle of Man or the Channel Islands by riot, civil commotion, strikes, labour and political disturbances or malicious persons; • to business equipment. Loss or damage resulting from: • The deliberate act of you or an electricity supplier; • Food used for business, trade, profession or employment purposes. You or your family’s legal liability to pay compensation or costs for bodily injury (including death) sustained by any domestic staff when they are: • carried in or on a motorised vehicle or craft; • entering, getting onto or getting off a motorised vehicle or craft where such bodily injury or illness (including death) is caused by or arises out of you or your family’s use of a motorised vehicle or craft .