ADH 15.04a 10 2. Keys & locks If your keys are lost or stolen we will pay up to the limit for any one claim for the cost of replacing keys and locks or lock mechanisms to: • external doors and windows of the home (but not to a garage or outbuildings); • a safe within the home ; • an alarm protecting the home . Limit – please refer to your schedule 3. Credit card liability We will pay for your or your family’s liability under the terms of any credit card, cheque card or cash dispenser card agreement as a direct result of its theft from your home and following its unauthorised use by any person not related to or living with you. Limit – please refer to your schedule 4. Documents We will pay you up to the limit for any one claim for loss or damage, by the causes listed below, to documents (other than money) whilst: • within the main building of the home ; or • deposited in a bank safe deposit or solicitor’s strong ro om anywhere in the world. Limit – please refer to your schedule 5. Digital Assets We will pay you up to the limit for any one claim for the cost of replacing information lost or damaged as a result of the contents causes listed below, that you have purchased and stored on your home entertainment equipment and/or mobile phones. Limit – please refer to your schedule 6. Contents in garages and outbuildings We will pay you up to the limit for any one claim for loss or damage by the contents causes listed below to contents contained within garages and outbuildings of the home. Limit – please refer to your schedule We will not pay for : • Documents more specifically insured by any other insurance; • Documents mainly used for business, trade, profession or employment purposes; • Lottery and raffle tickets. Loss or damage: • to valuables, money and bicycles; • while the home is unoccupied or unfurnished .