ADH 15.04a 9 Contents Insurance What your policy covers: What your policy does not cover: We will pay you up to the maximum contents cover limit for any one claim under c ontents and for the cover and causes detailed in this section. Contents cover limit – please refer to your schedule There is a separate limit for the following, these can be found in your schedule: • Valuables – see definition. • Single valuables limit Any other specific limits are identified below. 1. Excess – shown in schedule. 2. Items listed under the general exclusions – see separate document – Essential Information. 3. The exclusions listed below which relate to the corresponding cover identified in the first col umn. 4. Motorised vehicle or craft and caravans as well as parts, accessories, tools, fitted radios, cassette players and compact disc players and satellite navigation systems contained in them. 5. Bicycles . 6. Any living creature. 7. Property mainly used for business, trade, profession or employment purposes other than business equipment. Cover What your policy covers: What your policy does not cover: Within your overall limit (unless a different limit or sub limit is highlighted) the following covers are included: 1. Emergency services forced entry Loss or damage to the contents caused when the fire, police or ambulance service has to force an entry to the b uildings because of an emergency or perceived emergency involving you or your family .

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