ADH 15.04a 19 Essential Information General Conditions These general conditions apply throughout your policy. Home Assistance and Family Legal Protection covers have additional conditions (see relevant sectional conditions). You and your family must comply with these conditions to have full protection of your p olicy . If you or your family do not comply with them we may cancel the p olicy, refuse to deal with any relevant claims or reduce the amount of any relevant claim payments. Your Policy - please see the Definitions section AXA Home Insurance is underwritten by AXA Insurance UK plc which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under Financi al Services Register number 202312 . You can check this on the Financial Services Register by visiting the FCA’s website at www.fca.org.uk or by contacting the FCA on 0800 111 6768. You must make sure that all the information you have given us as part of your application is true and complete to the best of your knowledge and belief. Failure to do so could result in your policy being cancelled or could result in any relevant claims being r educed or refused. In return for having accepted your premium we will in the event of injury, loss or damage happening during the period of insurance provide insurance as described in the section wordings and essential information document and referred to in your schedule. Please read your p olicy to make sure that you are satisfied with your insurance. If you have any questions please contact us . The law which applies to this Policy You and we can choose the law which applies to this policy. We propose that the law of England and Wales applies. Unless we and you agree otherwise the law of England and W ales will apply to this p olicy. Legal Helpline You can contact the legal helpline on 0844 874 0232 * for advice on any personal legal or tax problem directly affecting you. Please quote ‘AXA Direct’. Advice will not be provide d about your business , trade or profession. The legal helpline is available 24 hours a day 365 days a year. The tax helpline is available between 9am and 5pm Monday to Friday (other than public holidays). The advice available from the helpline is limited to the law of the Un ited Kingdom, the Channel Islands and the Isle of Man except the tax helpline which is limits to the law of Great Britain and Northern Ireland. The legal helpline is administered by Arc Legal Assistance Limited and serviced by their panel of Solicitors or agents they have authorised.