ADH 15.04a 21 Changes in your circumstances You must tell us as soon as possible about any of the following changes : • change of address; • structural alteration to your home ; • if you or your family intend to let or sublet your home ; • if your h ome is used for business purposes other than paperwork, computer work or child- minding; • if you or your famil y intend to use your home for any reason other than private residential purposes , other than the business use outlined above; • if your home will be unoccupied ; • if you or your family have been declared bankrupt , or been subject to bankruptcy proceedings , or have received a police caution for , or been convicted of , or charged with, any offence other than driving offences; • if your property is no longer occupied solely by you or solely by you and your family . Not informing us of these changes may invalidat e your p olicy . If you are in any doubt please ask us . Changes in your Policy By accepting this policy you understand that we are an online company. We agree to provide you with all your documents online for you to print yourself. It is your responsibility to make any changes to your home insurance policy online. We reserve the right to charge £30 if you request us to send your insurance documentation by post and reserve the right to charge up to £30 for any change or correction to your p olicy that we make on your behalf. Taking care of your property You and your family must take all reasonable precautions to avoid injury, loss or damage and take all reasonable steps to safeguard all the property insured from loss or damage. You must maintain your property in a state of good repair. Dual insurance If any injury, loss, damage or liability is covered by any other insurance then we will not pay more than our share.

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