ADH 15.04a 26 Definitions These definitions apply throughout your p olicy . Where we explain what a word means that word will be highlighted in bold print and will have the same meaning wherever it is used in the p olicy. The definitions are listed alphabetically: Bicycles Your bicycle, including its tyres and its accessories Buildings The structure of the home including landlord’s fixtures and fittings and the following if they form part of the property: • oil and gas tanks • cesspits • permanent swimming pools • tennis hard courts • walls • gates • fences • hedges • terraces • patios • drives • paths • car ports • garages and outbuildings . Business equipment All computers and office equipment (excluding data) used solely for clerical business. Contents Household goods (including tenants fixtures, fittings and interior decorations) frozen foods, personal effects , business equipment , valuables and money , are included provided that they belong to you or your family or you or they are legally responsible for them and they are mainly used for private purposes. Domestic staff A person employed to carry out domestic duties associated with your home and not employed by you in connection with any business, trade, profession or employment. Excess The amount you must pay as the first part of each and every claim made. Family/they Your spouse, domestic partner or civil partner, children, domestic staff and/or any other person permanently living with you and not paying for their accommodation. Heave The upward or sideways movement of the site on which your buildings are situated, other than settlement , caused by swelling of the ground.