ADH 15.04a 27 Home The private residence shown in your policy schedule including its garages and outbuildings if they form part of the property. Landslip Sudden movement of soil on a slope or gradual creep of a slope over a period of time other than settlement . Money Coins and bank notes in current use, cheques, postal orders, postage stamps which are not part of a collection, trading stamps, premium bonds, saving stamps or certificates, luncheon vouchers, record or book or similar tokens, money orders, travel tickets including season tickets, petrol coupons, gift tokens, phone cards, pre– booked event and entertainment tickets and electronic money cards. This does not include credit card, cheque card or cash dispenser card liability. Motorised vehicle or craft Mechanically propelled vehicles which includes motor cycles, quad bikes and children’s motor cycles and quad bikes, trailers, aircraft, boats, sailboards and crafts designed to be used in or on water, and the parts, spares and accessories of any of these other than: • vehicles used only as domestic gardening equipment within the boundaries of the land belonging to your home ; • vehicles designed to help disabled people (as long as the vehicles are not registered for road use); • golf carts and trolleys; • remote- controlled toys and models. Outbuildings Period of insurance • sheds • greenhouses • summer houses • other buildings (but not caravans, mobile homes or motor homes) which do not form part of the main building of the home and are used for domestic purposes. The dates shown in your schedule. Personal effects Clothes and items of a personal nature likely to be worn, used or carried. For example, portable radios, hand held games consoles, mp3 players, mobile phones and sports equipment.
