ADH 15.04a 35 Sharing of Information Fraud prevention & Credit Reference Agencies We make searches about you at credit reference agencies who will supply us with information, including information from the Electoral Register. The agencies may record details of the search whether or not your appli cation proceeds. We may use scoring methods to assess this application and to verify your identity. Searches and other information which is provided to us and/or the credit reference agencies, about you and those with whom you are linked financially may be used by us if you , or other members of your household, apply for other facilities including insurance applications and claims. This information may also be used for debt tracing and the prevention of money laundering as well as the management of your account. To keep premiums low we do participate in a number of industry initiatives to prevent and detect fraud. To help prevent crime we may at any time: • Share information about you and any others living at your property with other organisations and public bodies including the police; • Share information about you and any others living at your property within the AXA Group and with other insurers; • Pass the details you have supplied to recognised centralised insurance industry applications, policy and cl aims checking systems (for example CUE and CIFAS databases) where those details may be checked and updated; • Check the details you have supplied with fraud prevention agencies and databases including publicly available data (for example on County Court Judgements, bankruptcy information and electoral role data). If we suspect that you have given us false or inaccurate information, w e may record this with fraud prevention agencies; • Search records held by fraud prevention and credit reference agencies to: o help make decisions about credit services for you and your f inancial associates; o help make decisions on insurance policies and claim s for you and your financial associates; o trace debtors, recover debt, prevent fraud and to manage your insurance policies; o check your identity to prevent money laundering. We and other organisations may access and use, from other countries, the information recorded by fraud prevention agencies. Should you require further information about the agencies with which we share your data, including further details explaining how the information held by fraud prevention agencies may be used, please contact us at [email protected]. You are responsible for providing accurate and up- to-date information, and by accepting these terms you are confirming that you have consent to supply data for you and any others living at the property .