ADH 15.04a 5 6. Property Owners Liability We will pay you up to the limit for any one claim or series of claims arising from any one event or one source or original cause that you or your family become legally liable to pay as compensation (including costs and expenses agreed by us in writing) occurring during the period of insurance in respect of accidental: • death, bodily injury or illness of any person who is not a member of your family residing with you or an employee of either you or your family; • damage to property not belonging to or in the custody or control of you or your family or domestic staff . Arising from: • your ownership (but not occupation) of the buildings ; • defective work carried out by you or your family or on your behalf to any private residence within the United Kingdom disposed of by you or your family before the occurrence of bodily injury or damage in connection with such private residence. In the event of your death we will treat your legal representative as you for liability incurred by you Limit – please refer to your schedule Your legal liability to pay compensation arising directly or indirectly from: • an agreement which imposes a liability on you which you would not be under in the absence of such agreement; • arising more than seven years after this policy has expired or been cancelled; • your ownership of any land or buildings other than the home and its land; • the use of the home for any business, trade, profession or employment; • death, bodily injury or damage caused by lifts, hoists or motorised vehicles or craft ; • rectifying any fault or alleged fault; Any liability which is covered under another Policy.