ADH 15.04a 6 Accidental Damage (optional extra) Your policy schedule will show if you have chosen this section. 7. Accidental damage to cables, drain inspection covers and underground drains, pipes or tanks providing services to or from the home and for which you are responsible. We will also pay up to the limit for any one claim for necessary and reasonable costs that you incur in finding the source of the damage to the home . This includes reinstating any wall, floor, ceiling, drive, fence or path removed or damaged during the search Limit – please refer to your schedule 8. Accidental damage or loss to the buildings including accidental breakage of: • fixed glass in windows, doors, fanlights, skylights, greenhouses, conservatories and verandas; • fixed ceramic hobs and ceramic tops of fixed cookers; • fixed sanitary ware and bathroom fittings Loss or damage to pitch fibre drains caused by inherent defects in the design, material, construction, or installation of the pipes and drains. If it is discovered that the cause is not accidental damage then unless one of the other causes is operative there will be no cover. Accidental Damage does not cover loss or damage caused: • by frost; • by or arising from faulty workmanship, defective design or use of defective materials; • by insects or vermin ; • by chewing, scratching, tearing or fouling by your domestic pets; • by mechanical or electrical breakdown or failure; • to gates, hedges and fences; • to drives, patios and paths unless your home has been damaged at the same time and by the same cause. Causes What your policy covers: What your policy does not cover: Your policy covers the buildings for loss or damage resulting from any of the following: 1. Storm or flood Loss or damage: • to gates, hedges and fences; • to drives, patios and paths unless your home has been damaged at the same time and by the same cause; • by storm to radio or television aerials or satellite dishes.