ADH 15.04a 55 Conditions : 1. Claims a) You must notify claims as soon as reasonably possible once You become aware of the incident and within no more than 180 days of You becoming aware of the incident. There will be no cover under this policy if, as a result of a delay in reporting the claim, Ou r position has been prejudiced. We m ay investigate the claim and take over and conduct the legal proceedings in Your name. Subject to Your consent which shall not be unreasonably withheld We may reach a settlement of the legal proceedings. i.) You must suppl y at Your own expense all of the information which We reasonably require to decide whether a claim may be accepted. Where it is necessary to start court proceedings or a Conflict of Interest arises, and You wish to nominate a legal representative to act f or You , You may do so. W here You have elected to use a legal representative of Your own choice You will be responsible for any Advisers’ Costs in excess of Our Standard Advisers’ Costs . The Adviser must represent You in accordance with Our standard condit ions of appointment available on request. b) The Adviser will: - i.) Provide a detailed view of Your prospects of success including the prospects of enforcing any judgment obtained. ii.) Keep Us fully advised of all developments and provide such information as We may require. iii.) Keep Us advised of Advisers’ Costs incurred. iv.) Advise Us of any offers to settle and payments in to court. If against Our advice such offers or payments are not accepted cover under this insurance shall be withdrawn unless We agree in Our abso lute discretion to allow the case to proceed. v.) Submit bills for assessment or certification by the appropriate body if requested by Us. vi.) Attempt recovery of costs from third parties. c) In the event of a dispute arising as to Advisers’ Costs We may require You to change Adviser. d) The Insurer shall only be liable for Advisers’ Costs for work expressly authorised by Us in writing and undertaken while there are prospects of success. e) You shall supply all information requested by the Adviser and Us. f) You are responsibl e for all legal costs and expenses including adverse costs if You withdraw from the legal proceedings without Our prior consent. Any legal costs and expenses already paid under this insurance will be reimbursed by You . g) You must instruct the Adviser to pro vide Us with all information that We ask for and report to Us as We direct at their own cost. 2. Prospects of Success At any time We may, but only when supported by independent legal advice, form the view that You do not have a more than 50% chance of winning the case and achieving a positive outcome. If so, We m ay decline support or any further support. Examples of a positive outcome are: a) Being able to recover the amount of money at stake b) Being able to enforce a judgement c) Being able to achieve an outcome which best serves Your interests 3. Other insurances If any claim covered under this policy is also covered by another legal expenses policy, or would have been covered if this policy did not exist, We will only pay Our share of the claim even if the other insurer refuses the claim.